From
12% p.a.Subject to credit assessment, financing structure, collateral valuation and final approval.
Secured Business Financing
Lower cost, higher financing capacity for businesses with valuable assets.
Secured business financing is designed for Malaysian businesses that can leverage commercial property, factory, land, shoplot or industrial property to support structured growth funding.
Who It FitsIndicative Rate Use Case
Designed for asset owners planning expansion, working capital or long-term growth.
Secured financing supports larger, more structured business needs where suitable collateral can help unlock better capacity.
Asset utilisation
Use existing business assets to support growth, operations or expansion with a clearer structure.
Suitable Assets
Assets that can support a secured financing discussion.
These asset categories can help business owners understand whether a secured review may fit their situation.
Commercial Property
For owners with offices, commercial buildings or business premises.
Factory
For manufacturers and operators with factory premises.
Land
For land-backed financing discussions connected to business growth.
Shoplot
For retail, trading or service businesses with shoplot ownership.
Industrial Property
For warehouses, industrial premises or logistics/manufacturing facilities.
Prepare valuation context
Share asset type, ownership details, funding purpose and preferred repayment direction.
Eligibility & Documents
Prepare the asset story and the business purpose together.
Secured financing is stronger when C&C can understand both the collateral context and the reason the business needs funding.
Eligibility context
Registered Malaysian business, valuable asset ownership, active operations and clear funding purpose.
Asset context
Commercial property, factory, land, shoplot or industrial property details, ownership and valuation background.
Business context
Working capital, expansion, asset utilisation, supplier payment or long-term growth plan.
Secured FAQ
Questions before a secured financing review.
These answers help business owners understand the key decision details before submitting documents.
What assets may support secured financing?
Commercial property, factory, land, shoplot and industrial property are common asset types for secured financing review.
Is collateral required?
Yes. Secured financing usually requires collateral, and final terms depend on credit assessment, financing structure and collateral valuation.
What is the indicative rate?
Indicative rates may start from 12% p.a., but actual rate and terms depend on assessment and final approval.
What documents should I prepare?
Prepare company registration, bank statements, asset details, funding purpose, amount needed and contact information.
Secured Review
Want to use business assets for structured financing?
Submit the asset type, business purpose and amount needed for a practical review.